Indy Affordable Modification Program

The Indy Affordable Modification Program (IndyAMP) allows homeowners negatively affected by COVID-19 to refinance mortgage debt at a below-market interest rate for up to 30-years. IndyAMP allows owners to remain in their homes, become current with their mortgages, and lower their monthly payment.

  • 3% Fixed Interest Rate for up to 30-Years
  • Refinance Mortgage Debt from $20,000 to $200,000
  • 10-, 20-, and 30-year options
  • 90-Day Deferral of First Payment
  • 600 Minimum Credit Score
  • No Appraisal – Your home value must be at or below 95% of comparable home values based on a REALTORSĀ® Property Resource Report
Borrower Benefits
  • Annualize Income Based on Most Recent 30-Day Paystubs
  • Flexible Terms (10-, 20-, and 30-year Terms Available)
  • No Appraisal Required
  • Closing cost which can be included in the new loan
  • No Mortgage Insurance Required
Program Requirements
  • Existing Marion County Homeowners (Mortgaged House must be Primary Residence)
  • Borrower Must Self-Certify a Negative Impact from COVID-19
  • Existing Mortgage Debt between $20,000 and $200,000
Contact Us

For more information, call 317.932.3777 or email

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